Kulungisela i-hurricane emabhizinisi lamancane¶

Lelikhasi likusita kubhala luhlelo lwe-hurricane, i-typhoon, nome i-cyclone lwebhizinisi lelincane: ivenkhile, indlu yekudla, sitolo semakethe, indlu yevakashi, siteji semsebenti, ibhizinisi lemapulazi, nome lihhovisi. Ibhizinisi lelingakwati kuvula ngalokuphangisako lingalahlekelwa bakhasimende naso basebenti, ngako luhlelo lumayelana nekuvikela bantu kucala, bese kubuyela emsebentini.

Nangabe wenta tintfo tintatu kuphela¶

1. Gcina makhophi yemarekhodi akho ngaphandle kwendzawo uhlolise kutsi ungakwati kuwavula kusuke kuidivayisi yinye.
2. Yakha luhlu lwebahlobo bekuxhumana besebenti nenombolo yabo yeliphoni, utfumele mesheji yekuhlola ngaphambi kwesizini.
3. Fundza lipolisi lakho lenshuwarensi bese ufumana kahle yini levikelwe kumoya, kukhukhuma, nemali leyilahlekile.

Ngaphambi kwesizini: luhlelo lwesikhatsi lwekuhlela¶

Lenyenti yemsebenti yenteka etinyangeni letithulile. Sebentisa lokuhleleka.

• Manje. Bhala luhlelo lwekuchubeka, ubuthele bahlobo bekuxhumana besebenti, uhlele makhophi. Fundza lipolisi lakho lenshuwarensi ubute imibuto lengetasi.
• Tinyanga timbili ngaphambili. Tenga nome uhlele kuvikela lifasitela netimphahla tekulungisa. Hlela i-line of credit nangabe udzinga. Vumelana nemabhekelo yabafaki.
• Inyanga yinye ngaphambili. Hlolisa mesheji wesebenti nekubuyisela makhophi. Hamba kuluhlelo nebasebenti bakho ihora linye.
• Nakunikwa sivunguvungu ligama. Hlola indlela nesikhatsi sebikezelo, unqumisise nangabe kufanele uvale. Cala tinyatselo esigabeni lesilandzelako.

Yenta manje: nangabe sivunguvungu sibikezelwe¶

• Tjela basebenti luhlelo: nalini utovala, kutsi utaxhumana njani nabo, nenalini batakhokhwa.
• Tfumela basebenti ekhaya ngesikhatsi kuvikela mindeni yabo. Vala kusenesikhatsi esikhundleni sekuvala sekwephuta.
• Gcina makhophi yemarekhodi utsatse i-drive yesesekelo nome i-laptop nawe.
• Shicilela tifanekiso nevidiyo yesakhiwo, timphahla, netulukhuni.
• Gudlulisa timphahla netulukhuni kusuke efloo nekhashane nemafasitela.
• Fakisa ma-shutter nome plywood, ubophele macango lamakhulu.
• Khipha imali lenele yetindleko letiphuthfumele telisonto.
• Beka sixwayiso sekuvalwa kulugede, kuwebusayithi yakho, kumesheji weliphoni, nakumatinhlelo takho yemesheji.

Vala nome uhlale uvuliwe?¶

Vala nangabe tiphatsimandla tendzawo tikuyala, nangabe sakhiwo singakwazi kuvikelwa ngesikhatsi, nome nangabe basebenti bakho abakwati kufinyelela emsebentini ngekuphepha. Kuhlala uvuliwe emahoreni ngaphambi kwesivunguvungu kufaka bantu endleleni ngesikhatsi kufanele babe sekhaya. Nangabe uyavula, hlala uvuliwe kuphela ngesikhatsi kuphephile basebenti nebakhasimende kuhamba, uvale ngaphambi kwekukhula kwemoya.

Bhala luhlelo lolufisha lwekuchubeka¶

Luhlelo lwekuchubeka luphendvula umbuto munye: kutsi ibhizinisi lichubeka njani, nome licala kabusha, nangabe sakhiwo, gezi, i-inthanethi, nome basebenti abakho. E-United States, imiyalo yebhizinisi ye-Ready.gov icala ngekukhombisa tingoti takho nekunquma yiphi inhlelo lebalulekile kakhulu. Kubhizinisi lelincane, makhasi mabili anele.

• Bhala tintfo letimbalwa ibhizinisi lingakwati kusebenta ngaphandle kwato: bantu, tulukhuni, tinhlelo, bafaki, nebakhasimende babalulekile.
• Yinye yinye, bhala kutsi utawuphatsa njani ngaphandle kwayo lisonto.
• Nquma ngubani lobhekene nalokunye nangabe umnikati angatfinyelelwa, umnike kufinyelela kudzingekako.
• Khetsa indzawo yesikhashana yekusebenta: likhaya, sakhiwo separtner, sikhala semakethe, nome gumbi lehlaliswe ngasekhatsi.
• Bhala ngubani lonqumisisa kuvala, nasekuphi, nangubani lonqumisisa nalini kuvula kabusha.
• Gcina makhophi yeluhlelo ku-inthanethi, kuliphoni lakho, naphepheni esikhwameni sakho sekubaleka.

Hlolisa luhlelo kanye ngomnyaka ngaphambi kwesizini. Hlala phantsi nebasebenti bakho ihora linye bese nikhuluma ngesivunguvungu, sinyatselo ngasinye.

Basebenti¶

Bantu labakhatsazeke mindeni yabo abakwati kugcugcutela kumsebenti. Kunakekela basebenti bakho nayindlela yesheshe yekuvula kabusha.

• Gcina luhlu lwemsebenti ngamunye nenombolo yakhe yeliphoni yakhe, umuntfu wekuxhumana wesimo sesiphuthfumo, nalapho ahlala.
• Hlela mesheji wecembu bese uhlolisa.
• Hlela luhlelo lwekushaya loluchainwe kuze bekamunye kaholele kufinyelela wonkhe umuntfu: umnikati ushayela bantfu babili, bese munye nemunye ashayela labanye babili.
• Nquma kutsi basebenti batakhokhwa njani ngesikhatsi kuvalwa, ubatjele ngaphambi kwesizini.
• Vumelana kutsi basebenti batabhala njani emvakwesivunguvungu, nekutsi kwenteka ini nangabe umuntfu angakwati kufinyelelwa.
• Awunikati kucela basebenti kuhlala emsebentini nome kuhamba nakutiphatsimandla tilaye kubalekiswa nome sixwayiso sisebenta.

Emvakwesivunguvungu, basebenti bangenzeka balahlekelwe emakhaya nome banakekela bahlobo. Tatinye batodzinga sikhatsi ngaphambi kwekubuya. Gcina kukhululeka, ubakhombise lusito lwendzawo. Buka Kumelana nemphilo yengcondvo.

Marekhodi ne-data¶

Noma yini lebalulekile kufanele ikhona kuphi ngaphandle kwesakhiwo sakho: luhlu lwebakhasimende, akhawunti, lirekhodi lemali, makontraka, marekhodi yentela, lamalayisense, bahlobo bekuxhumana bafaki, ne-point of sale data.

• Sebentisa i-cloud backup, nome i-drive loyitsatsa ekhaya lisonto nganyinye.
• Ngaphambi kwesivunguvungu, yenta backup legcwele uyitsatse nawe uhamba nayo.
• Hlolisa backup: vula fayela kusuka kukhompyutha nome liphoni lelehlukile.
• Gcina makhophi yephepha yemadokhumenti labalulekile esikhwameni lesingangeni emanti: lipolisi lenshuwarensi, ikontraka nome liti, kubhalisiswa kwebhizinisi, imininingwane yebhange, naluhlu lwetulukhuni ngenombolo ye-serial.
• Bhala ma-login nema-recovery code uwagcine kundzawo leyiphephile.

Backup lengakaze yahlolwa lithemba, lungesi luhlelo.

Sakhiwo, timphahla, netulukhuni¶

• Gudlulisa timphahla netulukhuni kusuke efloo, uye kuma-shelf laphakeme nome emaflo laphakeme.
• Goqa tulukhuni ngeplastiki, ukhiphe emaplugi.
• Tsatsa makhompyutha, machini yemakhadi, nemathuluzi lamancane leligugu uhambe nawo.
• Gudlulisa timoto kundzawo leliphakeme, khashane netihlahla.
• Ngenisa nome ubophe matisayini, matente, matafula, situlo, nome yini ngaphandle.
• Fakisa ma-shutter nome plywood, ubophele macango la-roller nemakhulu.
• Cisha igesi, ucishe emanti negezi kuma-switch laphakeme nangabe utavalwa emalanga, emvakwekunquma yini lekwenteka ngemphahla lebandzile.
• Shicilela tifanekiso tegumbi ngalinye, timphahla yonkhe, nalunye lonke lwetulukhuni ngenombolo yalo ye-serial.

Indzawo yekubandza. Nangabe uhambisa indlu yekudla, ivenkhile yekudla, nome nome yini nefriji ne-freezer, nquma manje lekufanele wenze ngemphahla leyonakalayo nangabe gezi licishile lisonto. Tinketho tifaka kutentisa ngaphambi kwesivunguvungu, kuyigudlulisela kupartner lenegenereta, nome kuyirekhodisa sicelo seinshuwarensi uyilahle ngekuphepha.

Mastolo yemakethe nabatentisi labancane. Tsatsa timphahla nemathuluzi uhambe nawo ekhaya, nome kusakhiwo lesinemandla etulu kwemhlaba. Mastolo kanyenti awanemandla lanele kuvikela timphahla.

Timphahla tengoti. Liphetroli, ematichemical, ipende, nematibotela egesi kufanele tigcinwe lapho emanti akukhukhuma angakwazi kufika nome kuwatwala. Buta tisebenti temlilo wendzawo nome umnyango wemkhakha mayelana nekutsi utagcina njani.

Inshuwarensi¶

Fundza lipolisi lakho ngaphambi kwesizini, ubute umnikati wakho wenshuwarensi nome i-broker ngekubhala ngenome yini longayicondzi.

• Kuvikela timphahla. Livikela sakhiwo, timphahla, netulukhuni kulimala kwemoya nesivunguvungu na?
• Kuvikela kukhukhuma. Emapolisi lamanyenti emabhizinisi awakufaki kukhukhuma ngaphandle kwekukwengeta.
• Kuvikela kuphazamiseka kwebhizinisi. Loku kukhokha imali lelahlekile netindleko letichubeka, njengerenti netiholo, ngesikhatsi uvaliwe emvakwekulimala lokuvikelwe. Kanyenti kuyintfo lengetwa. Buta nangabe ikhokha kuphela emvakwekulimala kusakhiwo sakho, nome nangabe ikhokha nemvakwemyalo wahulumende wekuvala nome kucishwa kwegezi sikhatsi lesidze.
• Sikhatsi sekulindza nemali lekhokhwa ngucalo. Tati sikhatsi ngaphambi kwekucala kukhokhwa nekutsi ukhokha malini kucala.
• Tikhatsi tekugcina tesivunguvungu. Bomnikati wenshuwarensi labanyenti bayeka kubhalisa kuvikela kokusha nome kushintja nakunikwa sivunguvungu ligama nome sibikezelwe. Tenga ngaphambi kwesizini.

Gcina matiresiti, luhlu lwetimphahla, netifanekiso. Buka Inshuwarensi ye-hurricane nemadokhumenti labalulekile.

Imali¶

Emvakwesivunguvungu, machini yemakhadi, ma-ATM, mabhange, nemali yeliphoni angaba atile emalanga.

• Gcina imali lenele, ngemabhanga lamancane, yelisonto leliphetroli, timphahla, kulungisa, netiholo nangabe ungakwenta.
• Tati kutsi utakhokha njani basebenti nangabe ibhange livaliwe ne-inthanethi itile.
• Buta ibhange lakho mayelana ne-line of credit nome likweletu lesiphuthfumo ngaphambi kwesizini. Kulula kakhulu kuhlela ngaphambi kwesivunguvungu kunemvakwaloko.
• Gcina luhlu lwephepha lwangubani lokukweleta nangubani wekweletwa.

Bafaki nebakhasimende¶

• Buta bafaki bakho labalulekile mayelana netinhlelo tabo tesivunguvungu, nekutsi kwenteka ini kumaodolo lasendleleni.
• Fumana umfaki wesekelo ngaphandle kwesigodzi sakho kunome yini ongakwati kusebenta ngaphandle kwayo.
• Gcina bahlobo bekuxhumana bafaki ephepheni kanye nakuliphoni lakho.
• Tjela bakhasimende ngaphambi kwekuvala nanalini lotovula kabusha: sixwayiso kulugede, kuwebusayithi yakho, kumesheji weliphoni, nakumatinhlelo takho yemesheji.

Mesheji lemfisha neyicinisekile isebenta kahle kakhulu: "Sivaliwe ngesivunguvungu. Sitashicilela lapha nasesivula kabusha."

Lusito lwemali emvakwesivunguvungu¶

E-United States¶

I-US Small Business Administration (SBA) inikela tikweletu tengoti letinamafelemu laphantsi emabhizinisini emvakwengoti lemenyetelwe, kufaka kulahleka inshuwarensi engakufaki. Emabhizinisi angafumana nalusito nge-FEMA, tinhlelo tesifundza, nemakhemera wemabhizinisi lasendzawo. Lipolisi lelehlukile le-commercial flood likhona ngendlela ye-National Flood Insurance Program, ngalokujwayelekile ngesikhatsi sekulindza semalanga langu-30. Kulusito emvakwengoti, shayela FEMA Helpline ku-1-800-621-3362 (US).

Kuletindzawo letinye¶

Tive letinye tinemalo wato, tikweletu, nekukhululwa kwentela emvakwengoti.

Buta umnyango wakho wesive wetingoti, umnyango wakho wemabhizinisi, nome inhlangano yemabhizinisi yendzawo. Likhasi lakho lwendzawo lunemitfombo yesemtsetfwe lapho sinayo.

Kuvula kabusha ngekuphepha¶

Awutfumeli basebenti esakhiweni kuze sihloliwe. Funa kulimala kwesakhiwo, liphunga legesi, emanti emile seduzane negezi, nekuvunda.

• Shicilela tifanekiso tekulimala konkhe ngaphambi kwekuhlanta, utjele umnikati wakho wenshuwarensi.
• Hlola gezi ngaphambi kwekuvula kabusha nangabe kwakukhona kukhukhuma.
• Sebentisa ma-generator ngaphandle kuphela, ngalokungasantfula 6 metres (20 feet) kusuka kumagede, emafasitela, nama-vent. Buka Kuphepha kwe-generator.
• Lahla kudla lokonakalako lokube ngetulu kwa 4°C (40°F) ngetulu kwemahora mabili, usebentise imitsetfo ku Kuphepha kwekudla nemanti. Lesi siboniso se-US Department of Agriculture sekudla lokugcinwe kubandza.
• Hlola nelihhovisi lemphilo lendzawo ngaphambi kwekuphindze uphatse kudla.
• Nika basebenti maglavu, zimbatho, nemamaski ekuhlanta, nifunde ndzawonye Kuhlanta nekuvunda.
• Sebentisa bomakhi labhaliswe ufumane makhwothi labhaliwe. Buka Kugwema kukhwabanisa.
• Buyisela basebenti ngetigaba, ubabuke kutsi benta njani.
• Tjela bakhasimende kutsi uvuliwe.

Emaphutsa lajwayelekile¶

• Kugcina backup linye kuphela esakhiweni, nome kuidivayisi leyikhona nayo esakhiweni.
• Kufundza lipolisi lenshuwarensi emvakwesivunguvungu, lapho kuvikela lokungalunge sekumisiwe.
• Kucabanga kutsi ibhange nemachine yemakhadi tatasebenta ngelisonto. Hlela imali.
• Kuvula kabusha ngaphambi kwekuhloliwa sakhiwo, nome kuhambisa kudla kusuke kutimphahla letihlale tifudumele ngesikhatsi kucishwa gezi ngaphandle kwekuhlolwa.
• Kulindza sibikezelo kuze ushayele bafaki, bafaki, nome bomnikati wenshuwarensi.

Luhlu¶

• Luhlelo lwekuchubeka lubhalwe futsi lugcinwe kundzawo tintatu
• Luhlu lwebahlobo bekuxhumana besebenti nemesheji wecembu bahlolwe
• Backup ihlolwe kusuke kuidivayisi lelehlukile
• Inshuwarensi ifundziwe, nemibuto yekukhukhuma nekuphazamiseka kwebhizinisi iphendvuliwe
• Ma-shutter nome plywood kulungele, nangoluhlu lwaloko lotakwenyuswa phezulu
• Luhlelo lwemali ne-line of credit kuhlelwe
• Umfaki wesekelo wetimphahla letibalulekile
• Imesheji yekuvala nekuvula kabusha ibhaliwe

Imihlahlandlela lehlobene¶

• Inshuwarensi ye-hurricane nemadokhumenti labalulekile
• Lungisela likhaya lakho i-hurricane
• Kuphepha kwe-generator
• Kugwema kukhwabanisa
• Kusita umuzi wakho