Plan from hariken from ol smol bisnis¶

Pej ia i halpem yu blong raetem wan plan from hariken, taefun, o saeklon from wan smol bisnis: wan stoa, wan restoran, wan teibol long maket, wan gesthaos, wan woksop, wan bisnis blong fam, o wan ofis. Wan bisnis we i no save open bakegen kwik i save lusum ol kastoma mo ol wokman blong hem, ale plan ia i blong protektem ol man fastaem, afta blong kambak long wok.

Sapos yu mekem tri samting nomo¶

1. Mekem bakap blong ol rekod blong yu aotsaed long ples blong wok mo testem se yu save openem olgeta long wan narafala divaes.
2. Mekem wan lis blong kontak blong ol wokman wetem ol praevet fon namba, mo sendem wan test mesej bifo sisen.
3. Ridim polisi blong insurens blong yu mo faenemaot stret wanem hem i kavremap from win, flad, mo mane we i lus.

Mekem samting naoia: sapos fokas i talem se wan stom i stap kam¶

• Talem plan long ol wokman: wanem taem bambae yu satem bisnis, olsem wanem bambae yu kontaktem olgeta, mo wanem taem bambae oli kasem pei.
• Sendem ol wokman oli go long haos long taem blong oli protektem famle blong olgeta. Satem erli i moa gud bitim we yu satem let.
• Mekem bakap blong ol rekod mo karem bakap draev o laptop wetem yu.
• Tekem foto mo video blong ples blong wok, stok, mo ol masin mo tul.
• Leftemap stok mo ol masin blong oli no stap long flo, mo muvum olgeta longwe long ol windo.
• Putum ol sata o plaewud, mo mekem ol bigfala doa oli strong.
• Tekemaot naf mane blong wan wik blong ol kos we i hariap.
• Putum wan notis se bisnis i sat long doa, long websaet blong yu, long fon mesej blong yu, mo long ol janel blong mesej blong yu.

Raetem wan sot plan blong gohed¶

Wan plan blong gohed i ansarem wan kwestin: olsem wanem bisnis i gohed, o i stat bakegen, sapos bilding, paoa, intanet, o ol wokman oli no stap. US Ready.gov i seperetem samting ia long blong faenem ol denja blong yu, putum long oda wanem i moa impoten, jusum olsem wanem bambae yu gohed, givim ol wok long ol man, mo testem plan. From wan smol bisnis, tu pej i naf.

• Raetem lis blong smol namba blong ol samting we bisnis i no save wok sapos i no gat: ol man, ol masin, ol sistem, ol saplaea, mo ol impoten kastoma.
• From evri wan, raetem olsem wanem bambae yu wok we i no gat hem blong wan wik.
• Disaed hu i lida sapos yu no save kasem ona, mo givim long olgeta akses we oli nidim.
• Jusum wan ples blong wok blong smol taem: wan haos, ples blong wok blong wan patna, wan ples long maket, o wan rum we yu rentem insaed long graon longwe long solwota.
• Raetemdaon hu i disaed blong satem, long wanem taem, mo hu i disaed wanem taem blong openem bakegen.
• Kipim ol kopi blong plan long intanet, long fon blong yu, mo long pepa long bag blong ronwe blong yu.

Testem plan wan taem evri yia bifo sisen. Sidaon wetem ol wokman blong yu blong wan aoa mo toktok long wan stom, step bae step.

Ol wokman¶

Ol man we oli wari from famle blong olgeta oli no save tingting gud long wok. Blong lukaot long ol wokman blong yu hem i tu rod we i moa kwik blong openem bisnis bakegen.

• Kipim wan lis blong evri wokman wetem wan praevet fon namba, wan emejensi kontak, mo wea oli stap.
• Setem wan grup mesej mo testem.
• Setem wan jen blong singaot blong wan man nomo i no nid blong kasem evriwan: ona i singaot tu man, evri wan i singaot tu moa.
• Disaed olsem wanem bambae ol wokman oli kasem pei long taem we bisnis i sat, mo talem long olgeta bifo sisen.
• Agri olsem wanem ol wokman bambae oli talem se oli oraet afta long stom, mo wanem bambae i hapen sapos yu no save kasem wan man.
• Neva askem ol wokman blong stap long wok o travel taem ol ofisol oli givim oda blong evakuesen o wan woning i stap.

Afta long stom, maet sam wokman oli lusum haos blong olgeta o oli stap lukaot long famle. Sam bambae oli nidim taem bifo oli save kambak. Yu mas isi wetem olgeta, mo soemaot long olgeta lokol help. Lukluk Stanap strong mo helt blong tingting.

Ol rekod mo deta¶

Evri samting we i impoten i mas stap long wan ples aotsaed long bilding blong yu: ol lis blong kastoma, ol akaon, peirol, ol kontrak, ol rekod blong takis, ol laesens, ol kontak blong saplaea, mo deta blong ples we yu salem samting long hem.

• Yusum wan klaod bakap, o wan draev we yu karem i go long haos evri wik.
• Bifo wan stom, mekem wan fulwan bakap mo karem i go wetem yu.
• Testem bakap: openem wan fael long wan narafala kompiuta o fon.
• Kipim ol pepa kopi blong ol impoten pepa long wan bag we wota i no save go insaed: polisi blong insurens, lis o taetol, rejistresen blong bisnis, infomesen blong bang, mo wan lis blong ol masin wetem ol siriol namba.
• Raetemdaon ol login mo ol kod blong rikavri mo kipim olgeta long wan ples we i sef.

Wan bakap we yu neva testem i wan hop nomo, i no wan plan.

Ples blong wok, stok, mo ol masin¶

• Leftemap stok mo ol masin blong oli no stap long flo, putum olgeta long ol selef antap o long ol flo antap.
• Rapem ol masin long plastik, mo tekemaot plag blong olgeta.
• Karem ol kompiuta, ol masin blong kad, mo ol smol tul we i gat valiu wetem yu.
• Muvum ol kar mo trak i go long graon we i hae moa, longwe long ol tri.
• Karem i kam insaed o fasem ol saen, ol ruf blong sed, ol teibol, ol jea, mo eni samting we i stap aotsaed.
• Putum ol sata o plaewud, mo mekem ol rola doa mo ol bigfala doa oli strong.
• Satem gas, mo satem wota mo paoa long ol men svis sapos bambae yu sat blong plante dei.
• Tekem foto blong evri rum, olgeta stok, mo evri masin wetem siriol namba blong hem.

Ples blong kipim samting i kolkol. Sapos yu ronem wan restoran, stoa blong kakae, o eni samting we i gat ol frij mo frisa, disaed naoia wanem bambae yu mekem wetem stok we i save roten sapos paoa i katof blong wan wik. Ol jois oli olsem blong salem i go daon bifo stom, muvum i go long wan patna we i gat jeneretor, o raetemdaon from klem blong insurens mo sakem long fasin we i sef.

Ol teibol long maket mo ol smol bisnis. Karem stok mo ol tul i go long haos, o long wan strong bilding long graon we i hae. Plante taem ol teibol mo ol smol stoa oli no strong naf blong protektem ol samting.

Ol samting we i denjares. Fiul, ol kemikol, pen, mo ol botel blong gas oli mas stap long ples we wota blong flad i no save kasem o karem olgeta i go. Askem lokol faea seves o ofis blong envaeromen blong yu olsem wanem blong stoarem olgeta.

Insurens¶

Ridim polisi blong yu bifo sisen, mo askem kampani blong insurens o broka blong yu long raeting long eni samting we yu no save gud.

• Insurens blong propeti. Hem i kavremap bilding, stok, mo ol masin agensem damej blong win mo stom?
• Insurens blong flad. Plante polisi blong bisnis oli no kavremap flad sapos yu no adem.
• Insurens blong taem we bisnis i stop (business interruption). Hemia i pem mane we yu lusum mo ol kos we oli gohed, olsem rent mo pei blong wokman, taem yu sat afta long wan lus we polisi i kavremap. Plante taem hem i wan samting we yu adem. Askem sapos hem i pem nomo afta long damej long ples blong wok blong yu, o tu afta long wan oda blong gavman blong satem o taem paoa i katof longtaem.
• Taem blong wet mo ol ekses. Save hamas taem bifo ol pemen oli stat mo hamas yu pem fastaem.
• Ol las det from stom. Plante kampani blong insurens bambae oli no salem o jenisim insurens taem fokas i talem se wan stom i stap kam. Pem bifo sisen.

Kipim ol risit, wan lis blong stok, mo ol foto. Lukluk Insurens blong hariken mo ol impoten pepa.

Mane¶

Afta long wan stom, ol masin blong kad, ol ATM, ol bang, mo mobael mane oli save stop plante dei.

• Kipim naf mane, long ol smol not, blong wan wik blong fiul, ol samting, ripea, mo pei blong wokman sapos yu save.
• Save olsem wanem bambae yu pem ol wokman sapos bang i sat mo intanet i ded.
• Askem bang blong yu long wan laen blong kredit o emejensi lon bifo sisen. I isi moa tumas blong mekem bifo wan stom bitim afta.
• Kipim wan lis long pepa blong hu i kaon long yu mo hu yu kaon long hem.

Ol saplaea mo ol kastoma¶

• Askem ol impoten saplaea long ol plan blong olgeta from stom, mo wanem i hapen long ol oda we oli stap long rod.
• Faenem wan narafala saplaea aotsaed long rijen blong yu from eni samting we yu no save wok sapos i no gat.
• Kipim ol kontak blong saplaea long pepa mo tu long fon blong yu.
• Talem long ol kastoma bifo yu satem mo taem yu openem bakegen: wan saen long doa, websaet blong yu, fon mesej blong yu, mo ol janel blong mesej blong yu.

Wan sot mesej we i tru i wok moa gud: "Mifala i sat from stom. Bambae mifala i talem long ples ia taem mifala i open bakegen."

Long Yunaeted Stet¶

US Small Business Administration i givim ol disasta lon wetem smol intres long ol bisnis afta long wan disasta we gavman i talemaot, wetem from ol lus we insurens i no kavremap. Ol bisnis oli save faenem help tu tru long FEMA, ol program blong stet, mo ol lokol jemba blong komes. Wan seperet polisi blong flad from bisnis i stap tru long National Flood Insurance Program, plante taem wetem wan taem blong wet blong 30 dei. From help afta long wan disasta, singaot FEMA Helpline long 1-800-621-3362 (US).

Ol narafala kantri oli gat ol grant, lon, mo help long takis blong olgeta afta long wan disasta. Askem ofis blong disasta blong kantri, ministri blong bisnis, o lokol asosiesen blong bisnis blong yu. Lokol pej blong help blong yu i gat ol ofisol sos long ples we mifala i gat.

Openem bakegen long fasin we i sef¶

Yu no sendem ol wokman oli go insaed long bilding kasem we oli jekem finis. Lukaot long damej long strong blong bilding, smel blong gas, wota we i stap klosap long ol elektrik samting, mo mol.

• Tekem foto blong olgeta damej bifo yu klinim, mo talem long kampani blong insurens blong yu.
• Letem man i jekem ol elektrik samting bifo yu svisim on paoa bakegen sapos flad i kasem.
• Ronem ol jeneretor aotsaed nomo, 6 mita (20 fut) o moa longwe long ol doa, windo, mo hol blong ea. Lukluk Stap sef wetem jeneretor.
• Sakem kakae we i stap antap long ol temprija we i sef, folem ol rul long Stap sef wetem kakae mo wota.
• Jekem wetem lokol helt ofis blong yu bifo yu salem kakae bakegen.
• Givim ol glav, but, mo mask long ol wokman blong klinim ples, mo ridim Klinim ples mo mol tugeta.
• Yusum ol kontrakta we oli gat laesens mo askem ol praes long raeting. Lukluk Lukaot long ol trik blong stilim mane.
• Karem ol wokman oli kambak smol smol, mo lukaot olsem wanem oli stap.
• Talem long ol kastoma se yu open.

Jeklis¶

• Plan blong gohed i raet finis mo i stap long tri ples
• Lis blong kontak blong ol wokman mo grup mesej oli testem finis
• Ol bakap oli testem finis long wan narafala divaes
• Insurens i rid finis, mo ol kwestin long flad mo taem we bisnis i stop oli gat ansa
• Ol sata o plaewud oli rere, mo wan lis blong wanem i go antap
• Plan blong mane mo wan laen blong kredit oli rere
• Narafala saplaea from ol impoten samting
• Ol mesej blong satem mo openem bakegen oli raet finis

Ol narafala gaed¶

• Insurens blong hariken mo ol impoten pepa
• Rerem haos blong yu from hariken
• Stap sef wetem jeneretor
• Lukaot long ol trik blong stilim mane
• Halpem komuniti blong yu